Home Improvement Financing

Renovate now — pay later

Angela Bond Group connects LA sellers to flexible financing solutions to fund staging, repairs, and upgrades before you sell without upfront costs — repay when your home sells.

The Challenge Every LA Seller Faces

Your home needs strategic updates to maximize its market appeal—fresh paint, professional staging, minor repairs. But spending $15,000-$50,000 upfront might be out of reach when you're already managing moving costs, mortgage payments, and getting through your daily life.

The Solution: Strategic Seller Financing

Angela Bond Group is proud to introduce you to Forward Advance, which offers qualified sellers up to $50,000 in unsecured financing. No liens, no equity required, just quick cash that gets repaid automatically when your home closes.

How Home Improvement Financing Works

1. Strategic Assessment

Angela evaluates your home and identifies the high-impact improvements for your specific home that will appeal most to buyers looking in your neighborhood.

2. Financing Pre-Qualification

Quick 90-second application shows your available funding, typically $15K-$50K with no credit score impact during pre-qualification.

3. Expert Project Management

Angela coordinates all work—staging, painting, repairs, landscaping—ensuring everything's completed on schedule for your listing launch. She will work with your vendors or can provide recommendations from her list of trusted service providers.

4. Automatic Repayment

When your home sells, the financing is repaid through escrow. Strategic improvements typically help homes sell faster and often generate stronger buyer interest.

What Home Improvements Can You Finance?

Interior Staging & Design

  • Professional staging and furniture rental
  • Interior painting and touch-ups
  • Flooring updates and carpet replacement
  • Light fixture and hardware upgrades

Exterior & Curb Appeal

  • Landscaping and garden design
  • Exterior painting and pressure washing
  • Front door and entrance updates
  • Driveway and walkway improvements

Repairs & Maintenance

  • Pre-inspection repairs and fixes
  • HVAC servicing and updates
  • Plumbing and electrical improvements
  • Roof repairs and gutter cleaning

Marketing & Moving

  • Professional photography and virtual tours
  • Moving services and temporary storage
  • Deep cleaning and decluttering
  • Enhanced listing marketing

Why Strategic Home Preparation Matters

The Bottom Line

According to the National Association of REALTORS® 2025 Profile of Home Staging, staged homes sell 73% faster than non-staged homes, with 85% selling within the first month compared to just 52% of unstaged properties.

Faster Sales

Well-prepared homes consistently outperform the competition, reducing your time on market and carrying costs.

Stronger Online Presence

Professional staging creates compelling photos that capture buyer attention—critical when 90% of buyers start their search online.

Smoother Transactions

Move-in ready homes typically face fewer repair requests and negotiate more smoothly to closing.

Broader Appeal

Strategic improvements help more buyers envision themselves in your space, expanding your potential buyer pool.

Important: While industry trends show clear benefits of professional preparation, individual results vary based on property characteristics, market conditions, and timing. Angela focuses on the strategic improvements most likely to enhance your home's competitive position.

Compare Your Financing Options

Option Best For Pros Considerations
Forward Advance Strategic pre-sale prep No upfront costs, expert management, pay at closing Approval required, 

~1% interest per month (on avg)

Home Equity Loan Major renovations Lower rates, larger amounts Lien on property, longer approval process
Personal Loan Quick smaller projects Fast approval, unsecured Higher rates, immediate payments required
Cash Available liquidity No interest, full control Depletes savings, no professional guidance

Qualification Requirements

  • Signed listing agreement with Angela Bond Group
  • Los Angeles area property under $4M list price
  • Credit score generally 680+ (state-specific variations)
  • Sufficient home equity for comfort margin
  • Property suitable for strategic improvements

Financing Terms

  • Amount: Up to $50,000 unsecured credit line
  • Interest: ~1% monthly (~12% APR) on used funds only
  • Origination: $499 flat fee (only if funds used)
  • Repayment: Due at closing or 12 months maximum
  • No cost: If approved but don't use funds

Why Choose Angela Bond Group for Financed Improvements

20 Years LA Market Expertise

Deep knowledge of what improvements drive buyer interest to maximize your potential for a higher sales price.

Architecture-Specific Guidance

Spanish Colonial needs different staging than Mid-Century Modern. Angela ensures improvements complement your home's architectural character for maximum buyer appeal.

Turnkey Project Management

From contractor coordination to final styling, Angela manages every detail so your financing delivers maximum impact on schedule for your listing launch.

Realistic Expectations

Angela provides honest guidance about likely outcomes, helping you make informed decisions about improvement investments rather than promising unrealistic returns.

Home Improvement Financing FAQ

+ Do I pay interest if I don't use all the funds?

No—interest only accrues on funds you actually draw. If you're approved for $30K but only use $15K, you only pay interest on the $15K used.

+ When do I need to repay the financing?

Repayment occurs automatically at closing through escrow, or within 12 months maximum if the home doesn't sell within that timeframe.

+ Can I use my own contractors and vendors?

Yes, you have complete freedom to choose your contractors. Angela can coordinate with your existing team or recommend trusted professionals from her network.

+ What happens if my application is denied?

There's no cost or credit impact if you're not approved. Angela can discuss alternative financing options or help you prioritize which improvements to tackle with available cash.

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Ready to Explore Your Options?

Discover how strategic financing and expert guidance can help your LA home compete effectively in today's market.